Get a FREE Credit Snapshot with Lexington Law

  • FREE Credit Score
  • FREE Credit Report Summary
  • FREE Credit Recommendation
Get your FREE Credit Snapshot

How it Works

The Credit Snapshot provides a real-time overview of your credit status – including free access to your FICO® score and credit report summary.
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1
Collect
Provide your information, and we will securely gather your TransUnion® FICO score.
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2
Inspect
Inspect your credit score and review your credit report summary to see what may be impacting your score.
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3
Direct
Based on your credit report, we will provide some direction on credit recommendations.
Get your FREE Credit Snapshot

Things to Inspect

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Source: Consumer Financial Protection Bureau
  • 1
    Inaccuracies in payment history
  • 2
    Lingering debts found in old joint accounts
  • 3
    Accounts listed twice
  • 4
    Bad debts reported more than 7 years
  • 5
    Unrecognized accounts
  • 6
    Closed accounts listed as open
  • 7
    Wrong identifying information used
Source: Consumer Financial Protection Bureau

What’s Included

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  • Access your TransUnion® FICO score
  • View items potentially hurting your credit score
  • Grain valuable insights into your credit
  • Receive personalized credit solutions
  • Chat with a professional
Get your FREE Credit Snapshot

5 credit myths

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Myth
There’s only one credit score
Truth
You actually have many credit scores
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Myth
Checking your own credit report will hurt your score
Truth
Checking your credit report doesn’t hurt your credit at all
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Myth
All three credit reports have the same information
Truth
The three main credit bureaus can receive and report different information
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Myth
The amount of money you make influences your score
Truth
Your income and bank balance aren’t considered in credit scoring
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Myth
Credit reports don’t have any errors
Truth
1 in 5 Americans found an error on their report
With these myths debunked, take a proactive approach to how you manage your credit.
Review your credit

FAQs

Will this hurt my score?

No. The Credit Snapshot is what’s known as a soft pull and will not hurt your credit in any way.

How much does this cost?

A$0.00. We don't charge you anything for our credit assessment. We will show you your credit score, and a short summary of the negative items on your report for free

What is a negative item?

A negative item is anything that’s being reported to the credit bureaus that can negatively impact your score. Late payments, collections, charge offs and bankruptcies are just a few of the negative items you could see on your credit report. In the Credit Snapshot, we will break these down for you and show you what negative items you have.

What do I get with the credit snapshot?

With the FREE Credit Snapshot, you get to see your credit score, a summary of the negative items you have on your credit report, and we will give you a recommendation.

Will I see my credit score?

Yes! We show you your credit score for free along with a summarized breakdown of negative items you may have that are affecting your score.

Get your FREE credit snapshot today
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